%%- "Over-Population": The situation in which there aren't enough natural resources to go around for all people. Such resources include land, clean water, clean air, food, etc.
By that definition, the whole Asia except Malaysia and Brunei, is way over-populated.
%%- Banks are blood suckers.
A bank like Citibank would convert currencies for retail customers with a 1.8% spread, which is 100 times that of the real Forex market.
And governments in many countries allow banks to impose a 20% annual interest on overdue credit card payments.
Your legislators whose duty is to protect your interest are selling you out to big businesses.