1
a skill is something you can fall back on. can you fall back on love? well, you may try.
but there's definitely one thing you can always fall back on in times of need and emergency.
it almost never disappoints you, and that is money.
2
put it this way:
when you're lonely, you need honey.
when you're hungry, you need money.
without honey, you're half dead.
without money, you're sure dead.